Flipkart EMI Without Card 🔥 | Zero Interest Secret Method

[Subtitle Script – English]

Friends, the iPhone you are seeing in my hand,
I bought this iPhone from Flipkart on EMI.

And the best part is, I bought it without using any card.

This phone costs ₹1,60,000,
and my EMI is for 2 years.

Even if I add all the EMIs,
the total still comes to ₹1,60,000 only.

That means I did not pay any extra interest.

Now friends, today I will show you
how you can also buy any product or mobile on EMI from Flipkart
without using any card.

Whenever you try to buy something,
you usually get two options: Buy Now or EMI.

But EMI usually asks for a card,
and we don’t have a card.

So how do we buy without a card?
Let’s understand step by step on the mobile screen.

First, open Flipkart.

Once you open it,
you will see the main interface.

Now search for any mobile you want.

For example, let’s search for “mobile.”

You will see many options.

Let’s select a phone,
for example a Motorola Edge smartphone.

Click on it.

Now you can check all specifications and details.

Select the variant you want.

Now to buy on EMI,
you will see options like Buy Now or Add to Cart.

Sometimes you may also see a Pay with EMI option directly.

No matter what option you see,
just click on Buy Now.

After clicking,
fill your address and details.

Then continue.

Skip protection plans if you don’t need them.

Now you will reach the payment page.

Here you will see options like UPI, Card, and EMI.

Click on EMI.

Then click on “See All Options.”

Now you will see many EMI options,
but most require a card.

Don’t worry.

Here you will also see
Bajaj Finserv EMI Card.

I bought this phone using that card.

Now you might think
that applying for this card takes a long process.

But honestly,
it only takes 3–4 minutes.

And you get approval instantly.

This card is used by millions of users in India
and works in many online and offline stores.

You can use it on Flipkart, Amazon, or even offline stores.

It is especially useful for people
who don’t have a credit card.

For example, my friend also wanted to buy an iPhone.
He applied for the card, got approval in minutes,
and bought the phone from a store.

Now let’s see how to apply.

Enter your mobile number
and click on “Get It Now.”

Enter the OTP.

Then fill your name and basic details.

Enter PAN card, date of birth, and PIN code.

Select your employment type and gender.

Click Proceed.

After a few seconds,
you will get your approved limit.

It may vary depending on your profile.

Then click Proceed for Verification.

Complete your KYC using Aadhaar.

You can also use DigiLocker if available.

Enter Aadhaar number, verify OTP,
and allow access.

Your details will be fetched automatically.

Confirm and continue.

Then add relationship details (like father or spouse name).

Now you will see your card limit and fees.

There is a one-time joining fee of ₹530.

Proceed and make the payment.

Once paid,
your Insta EMI Card will be issued successfully.

Now one last step is left — E-mandate setup.

This means selecting the bank account
from which EMI will be deducted.

You can use debit card, net banking, or OTP verification.

Enter your bank details and verify OTP.

Once done,
your mandate will be approved.

Now your EMI card is fully activated.

You can check your card details.

And now,
you can use it to buy anything on EMI.

So friends,
this is how you can buy any product on EMI
from Flipkart without a credit card.

I hope you understood everything clearly.

Like the video and subscribe to the channel.

See you in the next video.
Bye-bye, Jai Hind.